If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and the National Association of Realtors lawsuit and what it means for you, as a buyer, and so much more.
Take a look around and let us know how we can help you.
"It's Your Journey, We're Here to Help"
Julie Mayers - Broker
Powered by: Keller Williams Realty
Buyer's Agent Compensation
The National Association of Realtor's Lawsuit and how if affects you, the buyer.
Learn about the effect the NAR lawsuit has on the homebuyer.
Learn about the buyer's agent agreement and negotiating buyer's agent compensation.
Importance of Getting Pre-Approved
Having a stellar mortgage loan officer is vital to your homebuying success.
The 1st step in the home buying process is to get pre-approved.
We can recommend some excellent mortgage loan officers.
You Found the Home of Your Dreams!
Now it's time to make an offer. How exciting!
Buying a home is a significant financial decision, not an emotional one.
Trust the process, focus on the facts, keep emotions in check.
Yay! Your Offer Has Been Accepted!
Now we step into essential processes to ensure the home becomes yours without a hitch.
Title and escrow in opened and earnest money is deposited.
Get home inspections done and request repairs, if needed.
Now You Are In The Due Diligence Phase
Time to review seller's disclosures and ensure your financing is all in order..
Keep in mind it's normal for a used home to have quirks.
If there are major issues, you can ask the seller to make repairs, reduce the sale price, or give you a credit.
It's Time To Close the Deal
Do a final walkthrough of the home to make sure it is in the same or better condition that when you made your offer..
Verify that all negotiated repairs are done to your satisfaction.
Close the deal at the escrow office, sign all paperwork and finalize loan documents.
Learn how we help you get you into homeownership.
Walk through the important aspects of purchasing a home.
We have helped clients in the past and we can help you too.
The seller pays has an agent who has their best interest at heart. We are here to have yours.
Costs Of Buying a Home
Wat are the costs involved in purchasing a home.
There are costs involved in buying a home that should be considered.
Earnest Money, Taxes, Homeowners Insurance and more should all be considered when house shopping.
Pre-Qualification
- Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
- Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self-employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
- Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
- Con: Maintenance costs; work and money to keep a home in good condition
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Prineville
- There are various loans and grants to qualify to purchase a home
- Make sure you offered a competitive price on a home
- Put down a larger earnest money deposit
- Let the seller know that you have not written offers on any other properties
Multi-Generational Living
Save money, share expenses, build family relationships!
41% of buyers are considering multi-generational living as an option.
House Hacking
What is House Hacking.
Buying a multi-family property and living in one unit and renting out the others.
You have to be a landlord and manage property.
Do You Think You Can't Afford A Home
Many people feel they won't qualify for a loan.
There are many loan programs and grants available for home buyers.
Contingencies
What are contingencies?
Learn which contingencies are the most common and should you ask for contingencies.
Home Inspections
What are the things you should look for in a home inspection?
Structural Issues
Mold and lead paint
Roof and gutters
Debt-To-Income
What is Your Debt-to-Income Ration
Learn how to determine your debt-to-income ratio.
NEED TO SELL BEFORE YOU CAN BUY? GET A FREE CUSTOM MARKET PROPOSAL?
Fill Out The Form Below to Get Your Free Buyer's Guide
MEET JULIE
I'm here to help you throughout the entire selling & buying process
Meeting new people and helping them achieve their real estate goals is my passion. Your home is more than a place to live in, it is where you make your lasting memories. Your home is your sanctuary, and whether you are buying or selling your home, the experience should be nothing less than seamless. My priority is to make my clients happy. I listen to your wants and needs to achieve the best outcome in every transaction, and I strive to ensure that the buying or selling process is fun, easy, and stress-free.
I was born on an Air Force base, and from the time I was small, my parents taught me what it was to have a strong work ethic, high morals, and core values. I continually upgrade my education and knowledge and have earned the real estate designations of Certified Real Estate Negotiation Expert, Seller’s Representative Specialist, and Senior Real Estate Specialist. Accredited Buyer's Representative, Probate Specialist.
I have lived in Central Oregon since 2006. My intimate knowledge of the local market and my experiences of having lived here give me the enthusiasm and a desire to make my home, your home. One of the things I love about living in Central Oregon is getting to experience all four seasons. From fishing in the spring, boating in the summer, hiking in the fall, and skiing in the winter, Central Oregon has it all.
It is about finding a REALTOR you trust to help you buy and/or sell your largest asset. If you are ready to take the next step, let’s have a conversation. You can reach me by call, text, or email.
What People Are Saying
- Jerry & Liqin A.
"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Krista. Krista and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."
"Krista and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!
Julie Mayers Real Estate
Powered By: Keller Williams Realty
446 NW 3rd Street, Suite 102, Prineville, Or 97754
541-699-2736 / [email protected]
copywrite 2024-all rights reserved
Each Office Independently Owned and Operated
Equal Housing Opportunity
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